International Student Loan UK – Secure a Students loan for your studies


Student Loan UK – International student loans in the UK is available to assist you as a student to go through school and you studies. Only people who apply rightly and in time get a chance to benefit. So, read through this article to get full details on how to get international student loans in the UK.

The UK is one of the world’s most popular destinations for international study, with prestigious universities and a wide range of highly regarded Masters courses.

Studying in the UK comes with a number of benefits – like a globally recognized certificate, international exposure, and network building. But, going through a university in UK can cost quite a lot of money.


Choosing to study in the UK can be a rewarding but expensive decision for many International students. If you are an international student from outside the European Union and wish to study in the UK, you are eligible to apply for and receive funding.

Fees for international students vary depending on the university and the length and type of course. Social science and humanities courses can cost as little as £10,000 per year, but if a student wishes to pursue a medicine program – where there is huge demand for limited places – this can rise to £35,000.

The average cost of living in the UK is around £15,000 per year in London and £12,000 in the rest of the country. This means the average international student can expect to spend between £24-26,000 per year on living and studying in the UK.

International student loans in the UK are available to aid you to pull through school. Only people who apply rightly and in time get a chance to benefit. So, read through this article to get full details on how to get international student loans in the UK and how to pay them back in 2021.

International Student Loan UK – Secure a Students loan


Applying for student loans to help finance their education can be difficult for international students in the UK. Mainly because they are not qualified for federal student loans, and banks often require a credit score and/or a co-signer. Yet, there are exceptional companies that have made it easy for international students to apply for student loans in the UK.

When compared to some universities in the US, the UK offers a good study environment, low tuition fees, and access to student loans for international students.

The United Kingdom is demonstrating a greater commitment to providing optimal conditions for study by maintaining a rich program of student loans and grants based on need or merit. But unfortunately, not all international student groups in the UK are eligible for government student loan programs. Currently, foreign students from EU countries receive the same treatment as students of origin. This means that they enjoy the same benefits as UK resident students.

On the other hand, students from non-EU countries do not benefit from such advantages, including their access to student loans. That being said, if you are a student from other parts of the world instead of the EU or the EEA, you should seek other financial aid for international students in alternatives to the UK.

Basically, UK universities do not directly provide student loans, and the Student Loan Company only provides loans to the UK and European students. This includes certain categories of people who are not UK citizens but are considered to be residing in the United Kingdom.

If you are an international student and not a resident of the United Kingdom, to my knowledge, the Student Loan Company has no way of lending you money for your studies. You can go to commercial banks or ask the British Council to help you out with students loan.

For this, we strongly recommend that you check your university and see if it administers a student loan program itself, and ask what the general conditions are.


There are two types of state student loans in the UK: Tuition Loans and Maintenance Loans.


Tuition loans are available to cover the full cost of tuition in advance.

They are paid directly to your university or college, so you do not have to worry too much about them (until it is time to return them).

Generally, you can get a tuition loan for the duration of your course plus an additional year, for example. In case you give up and come back later.


Maintenance loans are available to help you cover some of your college living expenses, e.g. accommodation, transportation, food, and books. It is unlikely that it will cover all your living expenses, in which case it is up to you to make up the deficit.


The amount you will get will operate on a sliding scale, based on:

  • WHERE YOU STUDY: students studying away from home in London receive more to justify the higher cost of living here, compared to those living at home
  • HOUSEHOLD INCOME: Low-income students are eligible to receive more; This is often called “resource-proven” financing and requires that your parents/guardians provide proof of your income.

In some countries, maintenance loans are combined with no reimbursable subsidies, and your household income determines the loan-to-scholarship ratio you get, that is, students from low-income households receive higher maintenance loans and therefore less they have to pay.

Whatever maintenance support you receive, you will be paid in installments at the beginning of each quarter.

They issue tuition loans to cover university fees, while the maintenance loans are to cover household expenses. Additionally, tuition loans are paid directly to your university, while a maintenance loan is deposited with your bank each at the beginning of each academic quarter (or each month in Scotland).

The amount of money you can borrow changes according to the tuition rates applied by your university and the academic level of the chosen course. Knowing that UK universities can charge tuition from university and European students of up to £9,250, you can borrow up to £9,250 maximum.

With that said, we have suggest that your bachelor fees are actually the maximum amount you can get on a student loan. However, at the graduate level, you can get a loan of up to £10,609.

If you are not an EU student, you are unlikely to find a UK student loan from government authorities. The only option left is the college you choose. Universities can set up their own student loan programs for talented students, including those who come from other non-EU countries.


Student funding generally consists of a tuition loan and a maintenance loan to cover, or at least partially help with, your college fees.

All full-time undergraduate students are eligible for student funding, provided they meet certain basic criteria:

  • Residence: you are a UK citizen or have an established status, normally live in your country of origin. And have lived in the United Kingdom, the Channel Islands, or the Isle of Man for three years before the start of your course
  • Your university or college: You are studying at a recognized public university or college. Or a private institution that is studying an approved course to receive public funds).
  • Your course: You are studying a recognized full-time course, for example, a first diploma, a basic diploma, a National Higher Diploma (HND), or an initial teacher training course.
  • If this is your first higher education course, you can still get funds if you have already studied an ES course, but it will be limited, and you will have to fill any gaps.

Tuition and maintenance loans must be repaid once you graduate and earn above a minimum wage. Reimbursement systems vary from country to country.

You must apply for student funding for each year of your course, not just the first year. This is to ensure that you get the support you are entitled to throughout your studies.

Student funding applications can take up to six weeks to process. Be sure to submit your application in advance, even if you have a conditional offer, as you can change or cancel your application if your plans change.


Some UK colleges and universities offer limited financial assistance to international students to attract students to this institution. Your best option is to contact the school directly for more information and student loan terms.

You should request information about student loans when requesting an application form at the institution’s admissions office.

In some cases, you can participate in an official exchange between your home institution and the institution in which you want to participate. Also, you can obtain more information about these exchanges by contacting the international student offices or by contacting the corresponding office of your establishment. This type of person-to-person exchange can reduce expenses in some cases.

A second chance for you may be the financial resources of your home country. Often, educational authorities support students abroad through student loans or similar grants. If there are no funds, you can ask private companies to provide funds to study in the UK while giving them something as a reward.

Such a reward can usually be an interest rate refund or an agreement that requires you to go home after graduation and work in that business for a certain period of time.